Are you a parent? Are you self-employed? Do you own a business? AccèsConseil brings together a team of experienced advisors to offer you support and make your life plans simpler, whatever they may be. Here’s an overview.
Throughout the different stages of life, your advisor’s role is to fully understand your situation to anticipate your needs, plan the necessary resources to achieve your goals, put you in touch with specialists from our different departments, and protect you against whatever may happen along the way.
But what does it mean concretely?
Let’s take the example of a couple of professionals: Marc and Isabelle. He is the owner of a residential and commercial construction company. She is a freelance PR consultant. They are the proud parents of Juliette, an adorable 6-year-old girl.
In the process of acquiring a new home, they meet Simon, their advisor at AccèsConseil, for the first time. Their immediate need is home insurance. Thanks to the expertise of his team, Simon is able to identify their complementary needs as a family, but also as entrepreneurs. AccèsConseil brings together insurance and financial services professionals whose mission is to contribute to the success of all your projects.
Simplifying your family life
Simon can offer an optimal solution for personal insurance: car insurance, home insurance. Also, he can refer you to one of his colleagues for financial services for short-term and long-term family projects (mortgage, TFSA, RRSP, RESP, etc.) In the same order of ideas, AccèsConseil ensures the protection of professional income (life, disability or health insurance) in case of any kind of setback.
Consolidating your professional projects
Our team can also assess Marc’s needs for commercial insurance, and also for surety bonds (for major construction projects), builder’s risk insurance, commercial vehicle insurance, shareholder and partnership protection, etc. If Marc wants a first or second opinion on the options available to him, Simon can also refer him to a specialist in group insurance and group retirement savings.
Considering that Isabelle is self-employed, several options may be interesting for her depending on her current situation and needs. Does she work from home (which changes her home insurance)? Does she deal with sensitive information (cyber risk insurance)? What if, suddenly, she can no longer work (life, disability, health insurance) and deliver the promised contracts (professional insurance)?
Advantages of our 360° support
This quick overview allows you to understand the importance of an advisory approach that takes into account every aspect of your life projects, the potential impacts on your financial security and the usefulness of integrated solutions in terms of insurance and financial services.
Making difficult times easier
When a problem arises, your advisor brings all the experts around the table to make your life easier. Let’s take this common scenario as an example. You leave work on Friday and go shopping before your weekend at the chalet. During your short absence, your car gets robbed (car insurance) along with your work computer (commercial insurance) and your state-of-the-art road bike (home and valuables insurance).
This "ordinary" situation has multiple repercussions ... especially when you have to deal with multiple insurance companies that are not necessarily able to see the whole picture. Now think about how much of a big impact an accident or death can have on your personal, professional and financial life.
Your trusted advisor
Your advisor’s role is to create a comprehensive dashboard of your situation and to offer you solutions adapted to your projects. Your advisor is also the person you can turn to in case of need, questions or through a new stage of your life. He is your support person, at all times!
Would you like to join a member of our team at AccèsConseil?
Contact us today to tell us about your life plans .
Special collaboration with François Paquet, financial security, insurance, group annuity, damage insurance broker (Sainte-Foy branch).