What is critical illness insurance?

Critical illness insurance

Critical illness insurance offers you financial protection in the event of conditions such as cancer, heart disease, stroke, kidney failure, multiple sclerosis, Parkinson's disease, and more. 

This insurance pays a lump-sum benefit, the amount of which depends on the coverage purchased and the severity of the illness. This benefit can cover costs associated with medical treatment, medication, home care, travel to receive care, modifications to the home to accommodate an illness, or even simply to compensate for loss of income due to the inability to work during convalescence. 

Want to know more about the different options available to you? Talk to your AccèsConseil advisor! He or she will be able to guide you in choosing critical illness insurance tailored to your needs and reality.

The benefits of critical illness insurance

Critical illness insurance offers many advantages that your standard insurance does not, such as:

  • Coverage for treatment costs such as medication, physiotherapy, rehabilitation, surgery, etc.

  • Financial assistance for living expenses such as utility bills, child care, mortgages and living expenses

  • Income protection, to help you meet your financial needs while you recover

  • Peace of mind! Because a critical illness can be very costly, and you know you'll be financially protected.